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Joined 2 years ago
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Cake day: November 19th, 2023

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  • Healthcare costs grow rapidly as you age, and have been outpacing inflation in the US. If your remaining money is only keeping up with inflation over time, you are very likely to fall behind later in life, when job opportunities are more scarce, and less lucrative.

    If you can make changes to live more frugally now, and work a year or two more while your money is growing in the background, you will be much better off long term.

    I have numerous family members that have lived a long time, and eventually faced severe health issues, so I expect that in my future. I will work until my retirement savings are more than I need for my current lifestyle, and then cut back on certain things to do my best to prepare for that eventuality.






  • I flew to an industry event on a Southwest flight full of many people roughly my age, who worked my job, or related jobs. Deplaning was extremely fast once the door opened.

    Maybe part of that is everyone being able bodied, and traveling without children, but I also didn’t see anyone that waited to get their items in order until the last minute, anyone that had to travel towards the back of the plane to get their carry on, or anyone who halfway entered the aisle, blocking it just enough that people couldn’t move past - which are all things I have seen on most other flights I’ve taken.








  • As your cardiovascular system improves, you typically take fewer, larger breaths at rest, so improving your ability to breath reduces the number of steps you’ll typically take. On the other hand, most people become able to walk more steps after walking consistently.

    Unless you’re handicapped, bedridden, very old, or otherwise prevented by health related circumstances from doing so, you can make more with steps.





  • I’d rather have retailers and manufacturers agree on a way to start prices high, then bring the price down towards the target MSRP every time the item is back in stock. That prevents scalping, let’s consumers decide exactly how much “get it early” tax they’re willing to pay, and gives the money to the people that did 99% of the work.

    The simple reality is that if there are more people interested in a good at the current price than there are goods available, you must select a way to figure out who gets those scarce items. Raising prices and lotteries where you verify everyone participating is a distinct human are probably the most fair options.