It can still have positive and negative lingering effects but focus on the big picture for a moment
For me:
- the opposite of having established redundant measures for safety kills. My finances have been improving since I plan for the worst and overestimate my liabillities while underestimating potential inflows


I think there’s more to it. The advice given never conveys the struggle it took to learn the lesson. It’s just the end lesson. So, the lesson seems contrite.
Also, you can’t tell anyone who’s just fallen in love anything. They just won’t listen. That’s a drug no one can reason with.