The bonkers part is the power people put in the score. The system largely takes care of itself, pay on time and score goes to good. Don’t pay on time, score goes down. Have bankruptcies or foreclosures recently, score goes way down. If you have a reasonable income the score can go to great, if you have a mortgage or massive income you can get excellent.
The bonkers part is the power people put in the score. The system largely takes care of itself, pay on time and score goes to good. Don’t pay on time, score goes down. Have bankruptcies or foreclosures recently, score goes way down. If you have a reasonable income the score can go to great, if you have a mortgage or massive income you can get excellent.