• 3 Posts
  • 35 Comments
Joined 2 years ago
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Cake day: June 11th, 2023

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  • Fully agree that the CV doesn’t mean anything but a lot of people seem to cling to it. We know our place isn’t that great, was ok as a first home and that’s probably who it’ll go to assuming we get any offers.

    We somehow managed to pick our place up at auction but it was a nightmare as we had to try and coordinate the KiwiSaver first home withdrawal and the home start grant from housing nz. We’re pretty much skipping anything that’s advertised for auction as you can burn through cash quickly trying to get building reports and valuations only to miss out on the day.








  • When inflation was above 5% the real interest rate (nominal interest rate minus inflation) was still negative, which is expansionary. Even now that inflation has cooled off it’s still only positive 2% which is not that high by historical standards.

    Couple that with firms reopening, and taking staff off furlough, and it’s not really that surprising that a recession didn’t eventuate. This wasn’t the 70s and early 80s with stagflation.





  • The main endgame, Monolith of Fate where you run echos, is very easy when you complete the story. I’ve usually been under-levelled by 10+. They path off in different directions and have different rewards types (e.g. gloves) so you can target gear that you most need. In this respect it’s a much better system than PoE as there’s far less layers of rng. You also don’t have to worry about map sustain, the echos don’t cost any type of resource.

    Once you’ve completed the level 90 timelines you start farming empowered echos and have control over the difficulty based on how far from the starting point you go. The main issue is that this gets pretty monotonous having gone through so many echos already to get to that point.

    There are also dungeons which require keys. These are accessible much earlier on the game and you unlock new difficulty levels by completing it each time. Lowest level is 20 but keys are relatively rare at that stage.